Information security and privacy are global concerns, and thus there are many laws and regulations in countries around the world designed to protect or limit the rights of individuals and businesses key laws and regulations, the Health Insurance Portability and Accountability Act (HIPAA), the Fair Credit Reporting Act, the European Union General DP Directive and the Communications Privacy Act. Among the many topics addressed are privacy trends, security breaches, privacy programs, international laws and guidance for victims of identity theft. Given that the risk landscape is dynamic, and information and privacy concerns are likely to undergo significant changes in the coming years.